Common Mistakes When Filing an Insurance Claim
Avoid them to protect your compensation Filing an insurance claim might seem simple, but many property owners make mistakes that can seriously impact their payout. At Chau Consulting Corp, we’ve seen how small missteps can lead to reduced or denied compensation. Here are the most common mistakes—and how to avoid them:
COMMON MISTAKES
Not reporting the damage on time
Most insurance policies have strict deadlines for reporting claims. If you wait too long, your insurer may have grounds to deny your case.
Poor damage documentation
Photos, videos, and written proof are crucial. Don’t rely on memory—start documenting everything immediately.
Making repairs before inspection
While it’s tempting to fix things quickly, unauthorized repairs can affect your claim. Always consult your adjuster before making any changes.
Not understanding your policy
Many people aren’t clear on what their policy actually covers. Reading your policy—or having an expert review it—can save you from surprises.
Relying only on the insurance company’s adjuster
Remember, that adjuster works for the insurer. A public adjuster like Chau Consulting Corp works for you—and fights to get you the maximum compensation.
Dealing with property damage?
Before contacting your insurance company, talk to us. We’ll guide you through the process to help you avoid costly mistakes and get what you truly deserve