Did Your Property Suffer Damage?
Step-by-Step Guide: What to Do Immediately After a Hurricane, Fire, or Flood When your property is damaged by a natural disaster or accident, it’s easy to feel overwhelmed. However, the first steps you take are crucial to protect your home and ensure a successful insurance claim. At Chau Consulting Corp, we’ve created this clear step-by-step guide to help you respond quickly and effectively:
STEP BY STEP
Ensure Your Safety
First and foremost, make sure you and your loved ones are safe. If there’s a risk of electrical hazards, gas leaks, or structural damage, do not enter the property until it has been deemed safe.
Document the Damage
Take photos and videos of everything—collapsed ceilings, water intrusion, damaged furniture, burned walls, and more. Capture detailed images from multiple angles before cleaning or moving anything.
Review Your Insurance Policy
Check your policy to understand what types of damage are covered and what steps to follow. If you're unsure, contact us and we’ll review it with you.
Call a Public Adjuster (Before the Insurance Company)
A public adjuster like Chau Consulting Corp represents your interests, not the insurance company’s. We help you prepare your claim properly and avoid costly mistakes.
Avoid Major Repairs Without Approval
Make only temporary repairs to prevent further damage (such as covering leaks), but keep all receipts and do not make permanent repairs without approval, as this could impact your claim.Keep All Documentation
From repair invoices to inspection reports, keep everything well organized. This documentation is essential for supporting your claim and speeding up the process.
Trust Experts Who Work for You
In times of crisis, you don’t have to face the insurance companies alone. At Chau Consulting Corp, we guide you through every step to ensure you receive the compensation you deserve and regain your peace of mind.